Wednesday, 7 May 2014

网络兼职

急聘兼职人员◆★时间自由◆★轻松赚取第二份薪水 外贸公司招聘销售代理数名,主要通过一些电子商务平台发布产品销售,收益甚好,利润可观, 现诚聘一些在国外的朋友合作,对方的主要工作就是利用业余时间在网上上传所卖产品图片和资料。回复顾客的问题 刊登一切费由都由我方付 你拿提成就ok 货源由我们提供 ems发货 合作条件: 1. 具备你所在国家的语言,或者会英语。 2 我们提供的产品图片和描述,您负责上传到网站上销售。 3. 每天利用业余时间1-2个小时回复顾客邮件,订单转接。 4. 工作简单 时间灵活 工作地点自由是海外同胞兼职的最佳选择。 在此期待与您携手合作,有意向者请联系我们详谈,谢谢! 请有兴趣的朋友通过MSN或QQ联系 QQ:1546867449 email:1546867449@qq.com

诚聘网络兼职人员,薪资当天结算!时间灵活
诚聘网络兼职人员,薪资当天结算!时间灵活 工作内容:主要负责把产品挂到国外的购物网上及回复顾客的一些邮件即可。工作性质:网上销售 .工作时间:时间自由安排(每天1-2个小时即可)工作地点:有网络的地方即可 . 其他要求: 性别不限, 但需要具备良好的沟通能力、有责任心、为人真诚。期待您的加入 产品零售兼批发,在此期待与您携手合作,有意者请联系我详谈,谢谢 联系方法 QQ: 2321223574 msn:lijing88866@hotmail.com

Welcome your visit。外贸销售A part-time/full-time job 我们是一家专做外贸的一个出口团队。现诚招销售合作伙伴。 工作内容:内容较为简单、易学易会。 工作时间:时间灵活、每天只需你闲下来的时间做就可以了。 要求:会操作电脑,勤奋,男女不限。 工资:工资按计件算、多劳多得。 如果您觉得合适的话、请您加我的联系方式、问我工作详情。 QQ:173 851 5578 Skype:huaweitrade@hotmail.com Email:huaweitrade@hotmail.com MSN:huaweitrade@hotmail.com

創業
高收入要节税。低收入要赚钱。只有加盟全球最大的购物网才可以做到。随时随刻都在做生意。边买边赚,利用网络,利用开销,做为自己和家庭赚取一份额外的收入。和知名品牌合作,Walmart, Homedepot, The Bay,超过4200 家合作伙伴。详情,参考www.shop.com/carylee 有兴趣,Email nancylanca@gmail.com 预约商机评估(2 小时)

感谢您的来信,我们专注在亚马逊,ebay上做产品销售。需要你有销售平台账号,然后把产品传送上去,回复下客户邮件,促成销售订单即可,我们来发货。

合作流程:
1需要有ebay和paypal账号  amazon购物网站账号都可以
2把我们的产品放到ebay上销售,每天抽一点时间上网回复一下买家的邮件。
3产品销售出去后及时把订单传给我方,同时把你的提成扣下,你的提成是货款的15%,ebay和paypal费我们出
然后把剩余的货款通过western union西联汇款或支付宝转给我方。
4我方发货后24小时内提供你单号,你负责上网查询跟踪直到买家收到。
5我们也可以按最低的价钱批发给你 你自己销售

1. 合作模式是什么?
我们有2种合作模式,一种是代销,一种是dropshipping。
a)
代销:你需要一次性向我们购买一定数量的商品。优点是我们会提供更低的价格给你,使你的利润率提高;缺点也很明显,你需要担负一定的风险,并且需要有仓储空间,需要自己打包发货,占用些你的时间。{推荐:如果进的多的话,可以给您便宜,您可以多赚一些。}
b) dropshipping
:你先在ebay发布信息获得客户,待客户付款给你以后,你再向我们要货,我们直接帮你发货到客户手里。优点是你几乎不需要任何投入,零风险,无需空间仓储货物,无需做打包发货都粗活累活;缺点是由于我们需要代发货,每单的国际运费成本会有所提高,因此利润率会下降。
作为我来说,希望能够发展比较长期的合作方,也希望大家能够在合作过程中建立起信任。因此我比较建议你先期采用dropshipping的方式,一方面是给大家一个磨合的时间,一方面是降低自己的风险。
另外,我们也欢迎有线下销售渠道的朋友参与合作。
2. 你需要负责些什么?
首先你需要有当地销售网站的卖家帐号,或者其他线下销售渠道等。如果没有的话,我也可以指导你如何开通。
如果是dropshipping的话,每天有半个小时左右的空闲时间就可以了。你的工作就是将产品列在ebay上(产品资料又我方提供),解答买家的提问,以及每天将发货信息邮件给我就可以了。
如果是代销的话,除了以上的工作以外,你还要管理好你的库存,打包,到邮局发货等。
3. 你能赚多少?
每卖掉一个你的纯利润为货款的30%,更重要的是,我们的产品销路非常的好,ebay上list上去都会有销量的。
根据每个人的操作熟练度,多我不敢说,每天卖个2-3单肯定可以的。厉害的一天卖9、10单也很轻松
操作熟练、信誉提高以后,每个人都可以做到。

4. 操作流程是怎样的?
以dropshipping为例:
a)
你在网站上发布商品
b)
等待买家拍下,付款到你paypal帐户
c)
你通知我发货并将发货信息邮件给我
d)
你把货款打给我
e)
货物在我们收到货款和买家信息的次日发出,并在48小时后提供你tracking number  {货件跟踪号码}
f)
结束
5. 关于退换货
如果遇到买家要退换货,有两种方式:
a) 我们在发货前已严格检查货物质量,只有下列情况之一的予以全额退款:
1.货物在乙方结清货款的当天或者第二天发货,从发货日起,15日(包括15日)内,货物未到达买家手中
2.货物在运送途中受损
3.货物非买家所订购商品(以乙方传给甲方的订单信息为准)
b) 有下列情况之一的,只退货款:(来回邮费买家自理,邮费以EMS网站公布价格为准)
4.买家收到货后,大小颜色不合适
5.买家出于主观原因要求退货
6. 如何支付货款?
paypal
是一个很安全的第三方收款机构,所以我们采用paypal来支付货款。
7. 其他问题,以及产品介绍等资料,请联系本人索取。

paypal issue:
https://www.paypal-businesscenter.com/content/disputes-claims-chargebacks-and-bank-reversals
seller protection:
https://www.paypal.com/us/webapps/mpp/security/seller-protection
unpaid
http://pages.ebay.com/help/sell/unpaid-items.html

Thursday, 1 May 2014

Top ten tax-saving strategies

Canadians may be heavily taxed, but here are steps you can take to keep more of what you earn:
1. [b]Jump on board the RRSP tax-deferral train[/b]. 
Contributing to an RRSP is one great way of reducing your annual tax bill. Say your marginal tax rate is 40 per cent, $10,000 to contribute and sufficient RRSP contribution room. Putting that money into your RRSP makes it fully deductible from income, reducing your tax bill by up to $4,000 (40 per cent of $10,000). Plus there's another major tax benefit: Every dollar of investment income earned inside your RRSP is tax-deferred as long as it stays in the plan.


2. [b]Arrange your investments to be tax-efficient[/b]
If you invest both inside and outside an RRSP, your Consultant can help you create a portfolio that takes all tax implications into consideration. The key is in how different types of income are taxed.
Dividends and capital gains usually receive preferential tax treatment, while interest income does not. But this preferential tax treatment doesn't apply to earnings in an RRSP. As a result, it generally makes sense to hold interest-bearing investments inside your RRSP, where they will be fully tax deferred, and investments that produce dividends and capital gains outside your RRSP so you can benefit from the preferential tax treatment they receive*. Investors Group also has non-registered investment products specifically designed to defer tax even when drawing an income from the investment to fund lifestyle expenses.
*Note this is a general rule. Your overall investment mix, goals and time horizon will affect any decision on which assets should be held in your RRSP.

3.[b] Consider income-splitting with your spouse[/b]
You can reduce your tax bill significantly by implementing income-splitting strategies if your spouse is in a lower income bracket. Here are three strategies worth considering:
Spousal RRSP. If you are the main breadwinner in your family, you'll probably generate most of the retirement income—which may be taxed at high rates. By setting up a Spousal RRSP, you can transfer a portion of that income into your spouse's hands to be taxed at lower rates when it's withdrawn by your spouse. 
Who pays, who invests. Have the higher income spouse pay all household expenses so that the lower-income spouse uses his or her earnings for investment purposes. The investment income will be taxed at the lower-income spouse's rate. 
A prescribed rate loan.  Gifts of interest free loans from a higher income spouse to a lower income spouse result in investment income being attributed back to the higher income spouse.  However, if the gift or interest free loan is replaced by a loan that bears interest at the current prescribed rate, the attribution rules no longer apply and the investment income is taxed in the hands of the lower income spouse.    


4.[b] Maximize family income by employing family members.[/b] 
If you run your own business, consider whether it's possible to hire your spouse or children as employees. As long as the salary paid for the services performed is reasonable, it will be taxed in their hands and you will get the deduction.
By transferring some of your taxable income to your children or a spouse, who earn little or no taxable income, you can shrink your family's overall tax bill. The attribution rules limit income-splitting with children under 18. If you give investments to a child under 18, for example, all interest and dividends on the original gift will be attributed back to you and taxed in your hands. This doesn't apply to capital gains, however, nor to income earned on income. Keep in mind that the attribution rules usually do not apply to children 18 or older.

5. [b]Retirement has its tax benefits.[/b]
If you are retired, be sure to take advantage of the following:
Splitting CPP/QPP benefits. This easy to implement strategy results in quick tax savings. If your spouse's marginal tax rate is lower than yours, consider splitting your CPP or QPP benefits between you and your spouse. 
Pension Income Tax Credit. One retired spouse may be unable to claim the federal tax credit available on up to $2,000 of pension income because he or she has no RRSP or pension income. However, interest income from an annuity may qualify for this credit if you are 65 or older. If your income is too low to take advantage of the pension credit, it can be transferred to your spouse who can use it to reduce his or her taxes, or vice-versa if your spouse is also 65 or older. 
Pension income splitting. Up to fifty percent of any income you receive that qualifies for the pension income tax credit can be allocated to your spouse for tax purposes. Payments from a Registered Pension Plan qualify for this income splitting at any age, while RRIF payments qualify for pension income splitting starting at age 65.


6. [b]Grow your investments faster through a Tax-Free Savings Account [/b]
Invest after-tax dollars into a Tax-Free Savings Account (TFSA) and you will not be taxed on earned interest, dividends or capital gains even when withdrawn. 
Another important feature for retirees is that earnings within the account and subsequent withdrawals do not affect income-tested benefits such as Old Age Security, the Canada Child Tax Benefit or Guaranteed Income Supplement. 


7.[b] Consider an RESP.[/b]
While contributions to a Registered Education Savings Plan (RESP) aren't deductible, the investment earnings accumulate on a tax-deferred basis. In addition, the federal government will pay a Canada Education Savings Grant (CES Grant)* into the RESP subject to certain conditions.
When your child starts post-secondary school, your contributions can be withdrawn by you from the RESP, tax-free. The RESP investment earnings and CES Grants will be taxed in the hands of your child.

8. [b]Consider 'freezing' your estate [/b]
Estate freezes are designed to redirect future growth in the value of an asset, plus the accompanying tax liability, to others. Selling or giving the assets to your children is the simplest type of freeze. They now own the asset and will pay tax on future increases in value. If the asset you give to your child is a capital asset, you will be faced with a disposition for tax purposes, and possibly a significant tax bill. The income attribution rules plus certain tax rules involving trusts can make this a complex issue. Advice from a qualified professional is essential when you are considering any type of estate planning, particularly estate freezes.


9. [b]Defer tax with life insurance. [/b]
Permanent life insurance products, such as Whole and Universal Life policies, can also provide investment options. Typically, the tax on earnings is deferred until there is a payout.


10.[b] Other savings opportunities [/b]
You can ask the Canada Revenue Agency to allow your employer to reduce withholdings if you have contributed to an RRSP early in the year, made large charitable donations, or incurred substantial medical expenses.
Child care expenses, alimony and taxable child support also may lower your income and reduce your withholding taxes.
[b]Get expert advice[/b]
Planning to pay less tax is an important component of any plan but many of these strategies require analysis and guidance. Talk to your Investors Group Consultant today about integrating tax planning into your plan.